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What Is Platinum Jewelry? And How It Compares

Guide · 1,954 words · 7 questions answered

Platinum jewelry is made from platinum, a naturally white, dense and rare metal from the platinum group, usually alloyed with a small amount of another platinum-group metal to make it workable. Jewelry sold simply as "platinum" in the United States should be at least 95 percent pure platinum, which is why you will see marks such as Pt950, 950 Plat or just Plat. Because it is so pure, platinum stays white without plating, is heavier than gold, and rarely irritates skin. The tradeoff is that it is harder to work with and generally costs more than white gold.

What platinum is

Platinum is a chemical element and a metal in its own right, not an alloy of gold. It belongs to the platinum group metals, a family that also includes palladium, rhodium, iridium, ruthenium and osmium. For jewelry, people value it for three reasons: it is naturally white, it is very dense, and it resists tarnish and corrosion under ordinary wear.

Pure platinum is too soft for most settings, so jewelers add a small percentage of another metal. Iridium, ruthenium, palladium and cobalt are common partners, and the choice affects how the metal casts, how hard it is and how it polishes. The recipe is rarely printed on the piece. What is printed is the purity.

Platinum purity marks

The mark tells you how much of the piece is platinum, in parts per thousand. For platinum in the United States, the Federal Trade Commission's guidance for the jewelry industry sets the rules for how these marks can be used.

MarkWhat it means
Pt950, 950Pt, 950 Plat, PLATAt least 95 percent pure platinum. The standard for platinum jewelry.
Pt900, 900Pt, 900 Plat90 percent platinum, with other metals making up the rest.
Pt850, 850Pt, 850 Plat85 percent platinum. The FTC calls this "traditional platinum."
Pt, Plat, Platinum with no numberUnder the FTC guidance, an item marked simply "platinum" should be at least 95 percent pure platinum.
600 Pt. 350 Ir. (or a similar mark with two metals named)A platinum alloy where the other platinum-group metal is named. Here, iridium.
Pd950 or 950 PdPalladium, not platinum. A different metal in the same family, and often confused with platinum.

Two practical points. First, a piece marked with a lower platinum content is not fake, but it is a different grade and is not interchangeable with a 950 piece. Second, many older and imported pieces use marks that predate current standards, so a mark that looks unfamiliar is a reason to ask, not to dismiss.

Please verify the mark yourself. Use a loupe and good light, and check the inside of the band and the clasp. If the mark is worn or there is no mark at all, have a jeweler test the metal before you rely on it. Our guide How to Tell If Gold Is Real has a section on why marks and tests belong together, and the same logic applies here.

How platinum feels and behaves

Weight. Platinum is much denser than gold alloys, so a platinum ring feels noticeably heavier than the same ring in white gold. Some people love the heft. Others find it too much for a large cocktail ring or long earrings. If you are comparing, try both in your hand.

Color. The metal is naturally white and will not turn yellow. It does not need rhodium plating the way most white gold does. A platinum band looks the same in year ten as it did in year one, apart from surface wear.

Patina. This is the one that surprises new owners. Platinum scratches like any metal, but when it is scratched the metal is displaced rather than lost. Over time the surface develops a soft, satiny gray finish called patina. Some people prefer this look. Others have it polished away, and a jeweler can restore a mirror shine. Gold loses microscopic amounts of metal as it wears, while platinum mostly moves around.

Holding stones. Platinum is strong and holds its shape, so it is often chosen for prongs on diamond and gemstone rings. A properly made platinum setting holds a stone securely and does not wear thin quickly.

Is platinum hypoallergenic?

In typical jewelry grades, platinum is considered one of the best choices for sensitive skin. At 95 percent purity there is very little else in the alloy to react with, and the metal itself does not readily corrode. People who react to nickel in white gold often tolerate platinum well.

The caution is that "hypoallergenic" is a description, not a guarantee. Lower-purity platinum alloys such as 850 contain more of other metals. If you are highly sensitive, ask about the alloy, and if you react to any metal, check with a doctor.

Platinum vs white gold

This is the comparison most shoppers are actually making.

PlatinumWhite gold
ColorNaturally white, stays whiteSlightly warm alloy, usually rhodium plated
WeightHeavierLighter
Wear over timeDevelops patina, can be polishedPlating thins, usually replated
PurityTypically about 95 percent14K is a little over half gold, 18K is three quarters
Skin sensitivityRarely a problemNickel versions can bother some people
CostGenerally higherGenerally lower
RepairNeeds a jeweler experienced in platinumWidely repaired

White gold and platinum can look alike when new, and a casual buyer cannot always tell them apart without the marks. Our companion guide What Is White Gold? And How to Care for It explains rhodium and why white gold yellows at the edges. If you want something that never needs replating and can take daily wear, platinum fits that. If you prefer a lighter piece and don't mind maintenance, white gold is a sound choice. Neither is better in every way.

Platinum vs silver

Silver and platinum look similar in the case, and both are white metals, but they are very different. Silver is lighter, softer, tarnishes and is much less expensive. Platinum is dense, durable and does not tarnish. If you are checking whether a piece is silver or platinum, weight and marks usually settle it, and a jeweler's test settles it for certain. Our guide What Is Sterling Silver? And What 925 Means covers the silver side and the marks to expect.

Durability and care

Platinum is durable, but it is not scratch-proof. It is also not a metal you can ignore.

What platinum is worth

Platinum jewelry is valued for the metal it contains, the maker, the design and the stones. The weight of platinum matters, but so do craftsmanship and brand. A platinum ring by a recognized house, in good condition, is valued as a finished object and not just as scrap. Dense, heavy pieces also hold a lot of metal. Platinum has its own market price that moves independently of gold, and you should check a current source on the day you are buying or selling. Our guide What Determines the Value of Fine Jewelry explains how the same factors work across metals, and How to Sell Fine Jewelry: What Buyers Actually Pay For covers what buyers look for.

Seeing it live

Because white gold, platinum and silver look alike, the marks and a closer look matter. On ShopBidz, jewelry sellers such as NYC Watches & Diamonds in New York, NY and DeJesusTreasures in Wallingford, Connecticut, sell live, so you can ask the seller to show the stamp on camera, read it out and tell you where it is. Ask whether the piece has been tested, whether any part of it has been repaired or resized, and what the return policy is. Our The Live-Auction Glossary: Terms Every Bidder Should Know explains the terms used in a live sale.

Common mistakes

Bottom line

Platinum jewelry is a dense, naturally white, high-purity metal that holds stones well and rarely bothers sensitive skin. Look for Pt950, 950 Plat or Plat, and check that the mark is clear. It develops a patina rather than losing metal, and it needs no rhodium plating. It is heavier and generally more expensive than white gold, and repairs need a skilled jeweler. If you want something that stays white and handles daily wear, it is a strong choice. If you prefer something lighter, white gold may suit you better.

Frequently asked questions

What is platinum jewelry made of?
It is made mostly of platinum, typically about 95 percent, alloyed with a small amount of another platinum-group metal such as iridium, ruthenium or palladium.
What does Pt950 mean?
It means the piece is 950 parts per thousand platinum, which is 95 percent pure. It is the common mark for modern platinum jewelry.
Is platinum better than white gold?
It depends on what you want. Platinum is denser, naturally white and more hypoallergenic, and does not need replating. White gold is lighter and generally costs less, and it works well if you accept occasional replating.
Is platinum more valuable than gold?
The two metals have different market prices that change over time, and a finished piece also reflects craftsmanship and design. Check a current price source for the metal, and ask an appraiser about a specific piece.
Does platinum scratch?
Yes. Platinum scratches, but the metal is displaced rather than removed, which gives it a soft patina. A jeweler can polish the surface back to a bright finish.
Does platinum tarnish or turn yellow?
No. It does not tarnish in normal wear, and its natural white color does not change. Any dullness is usually surface scratching, which a jeweler can remove.
How can I tell platinum from silver or white gold?
Check the stamp inside the band or on the clasp, and compare the weight. Platinum feels noticeably heavier. For certainty, ask a jeweler to test it.